Starting a restaurant is an ambitious undertaking. Many startup restaurants begin with a dream, one that consists of crafting a fabulous menu served inside a restaurant with gorgeous décor and an inviting atmosphere.

Having access to moola is one of the requirements to make that dream a reality, and there are a number of different options for obtaining it.

Ask friends and family: Make it a loan, an investment or a gift but if friends and family can help you with start-up cash then you can get moving quickly.

Apply for a start-up loan: There are lenders who offer start-up loans. You’ll need a solid business plan and a good personal credit score to succeed with a lender.

Look for an angel investor: Outside investors might agree to put cash into your business if they really like the idea or see potential in it. Investors will take a percentage of ownership in your business until their investment is repaid, so make sure you get professional advice if you’re going down this route.

The listings featured below are available with less than a $20,000 initial investment.